ACHIIEVERS FINANCE India Ltd Announces Debenture Allotment

750 senior, secured debentures issued to enhance capital structure and growth.

Featured

Executive Summary

On December 22, 2025, ACHIIEVERS FINANCE INDIA Ltd's Board approved the allotment of 750 senior, secured, listed, rated, taxable, transferable, redeemable, non-convertible debentures. This move is aimed at raising Rs. 7.5 crores to boost the company's capital structure. Each debenture has a face value of Rs. 1 lakh and offers an attractive interest rate of 14% per annum. The securities are backed by a robust charge on the company's book debts and receivables. This strategic decision reflects the company's commitment to maintaining a strong financial position.

Key Details

The total allotment consists of 750 debentures, aggregating to Rs. 7,50,00,000. The maturity date for these debentures is set for April 20, 2028. Investors can expect a competitive interest rate of 14% per annum, making it an appealing investment option. The debentures are fully secured, with 110% coverage through a charge on the company's gold loan receivables. Importantly, there have been no defaults in interest or principal payments, ensuring a reliable return for investors. This issuance aligns with the company's long-term financial strategy.

Regulatory Context

The allotment of debentures falls under the regulatory purview of the Securities and Exchange Board of India (SEBI) guidelines. Compliance with Reg. 51 (1) and (2) requires timely disclosures of price-sensitive information to ensure transparency in the capital markets. ACHIIEVERS FINANCE INDIA Ltd has adhered to these regulations, providing detailed information about the debenture issuance. By maintaining compliance, the company demonstrates its commitment to corporate governance and investor protection.

Stakeholder Implications

This debenture issuance is significant for various stakeholders, including investors, creditors, and management. For investors, the 14% interest rate presents a lucrative opportunity for fixed-income returns. Creditors may view this as a positive signal of the company’s ability to manage debt effectively, enhancing its creditworthiness. Management can utilize the raised capital to fund growth initiatives and operational improvements, ultimately benefiting shareholders. The successful placement of these debentures may also bolster market confidence in ACHIIEVERS FINANCE INDIA Ltd’s strategic direction.

Next Steps

Following this announcement, ACHIIEVERS FINANCE INDIA Ltd will focus on the efficient deployment of the raised capital. The company aims to enhance its operational capabilities and explore new growth opportunities. Stakeholders can expect regular updates on the performance of these debentures and any future financing activities. Continuous engagement with investors will be crucial to maintaining trust and transparency. The management is committed to ensuring that the funds raised will be utilized effectively to drive long-term value.

Conclusion

The allotment of 750 senior, secured debentures marks a pivotal moment for ACHIIEVERS FINANCE INDIA Ltd. With a robust interest rate and secure backing, this issuance provides an advantageous opportunity for investors while strengthening the company’s capital base. Compliance with regulatory requirements underscores the company’s dedication to transparency and governance. Moving forward, effective capital utilization will be key to achieving strategic growth objectives and delivering value to stakeholders.